Credit Solutions

For nearly 100 years, we’ve taken a personal approach to protecting your long-term interests. Consider our business bankers your own trusted advisors, dedicated to working with you to develop a straight-forward financing strategy that’s right for you. After all, we understand that our success depends on yours.

Business Lines of Credit

If you need to borrow funds to support cyclical or seasonal cash flow, Business Lines of Credit are often the right solution.

  • Use a Business Home Equity Line of Credit to borrow against  the equity in your personal residence to help finance your business.
  • Unsecured lines of credit are available up to $50,000.
  • Quick decisions on unsecured  lines up to $10,000 available with limited documentation.
  • Rely on us for a common-sense approach to secured lines of credit based on your business' assets.
  • Combine a line of credit with our Business Sweep Accounts.  We can automatically transfer funds daily between an operating account and related line of credit to efficiently manage cash resources, providing maximum flexibility with higher earnings potential.

Commercial Real Estate Financing

If you need to purchase or refinance your commercial property, we offer a number of options to fit your needs. 

  • Own the space where you do business. Ask us about financing real estate purchases.
  • Save money by refinancing your current property.
  • Outgrown your space?  Ask us about financing options to help you expand your business.

Business Term Loans

If your business needs to purchase equipment, make capital improvements, or finance future expansion, Business Term Loans are the ideal solution.

  • Business Term Loans typically have terms of 1-7 years.
  • We tailor the loan to fit your cash flow.

Business and Corporate Credit Cards

Manage your credit easily and efficiently with a business or corporate credit card.

Earn valuable rewards.
Visa Business Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back1 after your first purchase. More credit card information

Visa Business Bonus Rewards Plus Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase – all with a low annual fee. More credit card information

 1Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and American Express. American Express is a federally registered service mark of American Express.