Remodeling

The benefits of working with WAFD

Remodeling Roadmap

  • Set Objectives
    Meet with your architect or builder to plan your dream home.
  • Project Planning
    Set your budget, determine the scope of work, and establish a timeline for completion.
  • DIY or Contractor?
    Doing it yourself or working with a builder? We can work with you either way. Our custom construction experts at your local WAFD branch will walk you through the process of completing your project. 
  • Begin Construction
    Our custom construction experts work with you to manage payouts to your builder each month as construction progresses from beginning to end. 
Today’s Rates:

7-Year Adjustable

3.625%

Get Rates

Remodeling Roadmap

  • Set Objectives
    Meet with your architect or builder to remodel your home.
  • Project Planning
    Set your budget, determine the scope of work, and establish a timeline for completion.
  • DIY or Contractor?
    Doing it yourself or working with a builder? We can work with you either way. Our custom construction experts at your local WAFD branch will walk you through the process of completing your project. 
  • Begin Construction
    Our custom construction experts work with you to manage payouts to your builder each month as construction progresses from beginning to end. ​

Frequently asked questions

What is an all-in-one construction remodeling loan?
Washington Federal’s All-in-One Construction Remodeling Loan is a home loan based on the estimated value of your home after the remodel. To determine that value up-front, we order an appraisal based on your plans for improvements. The entire project is underwritten at one time and you can lock in a permanent, fixed interest rate before you even start the project. Please note that rates can change daily. Subject to a lock-in deposit.
Which remodeling projects have the most cost recouped at resale?
Attick Insulation (fiberglass)
Job Cost $1,343
Resale Value $1,446
Cost Recouped 107.7%
 
Entry Door Replacement (steel)
Job Cost $1,413
Resale Value $1,282
Cost Recouped 90.7%
 
Manufactured Stone Veneer
Job Cost $7,851
Resale Value $7,019
Cost Recouped 89.4%
 
Minor Kitchen Remodel
Job Cost $20,830
Resale Value $16,699
Cost Recouped 80.2%
 
Garage Door Replacement
Job Cost $1,749
Resale Value $1,345
Cost Recouped 76.9%
http://www.remodeling.hw.net/cost-vs-value/2017/
Which remodeling projects have the least cost recouped at resale?
Bathroom Addition
Job Cost $43,232
Resale Value $23,283
Cost Recouped 53.9%
 
Backup Power Generator
Job Cost $12,860
Resale Value $6,940
Cost Recouped 54.0%
 
Backyard Patio
Job Cost $51,985
Resale Value $28,546
Cost Recouped 54.9%
 
Bathroom Remodel
Job Cost $18,546
Resale Value $12,024
Cost Recouped 64.8%
 
Master Suite Addition
Job Cost $119,533
Resale Value $77,506
Cost Recouped 64.8%
http://www.remodeling.hw.net/cost-vs-value/2017/
Let's get started
Connect with your local Loan Officer directly for more information.